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Assessing a refinancing opportunity is a key component in determining the viability of a real estate investment. The purpose of this assignment is to demonstrate that the student understands the factors that should be taken into account in choosing a refinancing option, including financial calculations. An investor obtained a fully amortizing mortgage 4 years ago for $100,000 at 12 percent for 30 years. Mortgage rates have dropped, so that a fully amortizing 25-year loan can be obtained at 10 percent. There is no prepayment penalty on the mortgage balance of the original loan, but 3 points will be charged on the new loan and other closing costs will be $2000. All payments are monthly. Based on your calculations, respond to the following in a two- to three-page paper: Explain whether or not it would be financially beneficial for the investor to refinance, if the plan is to own the property for the remaining loan term. Assume that the investor refinances an amount equal to the outstanding balance of the loan. Use your calculation(s) as evidence to support your conclusion, and explain how you arrived at the calculation(s) you include. Explain whether or not it would be financially beneficial for the investor to refinance, if the investor planned to own the property for only five more years. Use your calculation(s) as evidence to support your conclusion, and explain how you arrived at the calculation(s) you include.

Assessing a refinancing opportunity is a key component in determining the viability of a real estate investment. The purpose of this assignment is to demonstrate that the student understands the…

Continue ReadingAssessing a refinancing opportunity is a key component in determining the viability of a real estate investment. The purpose of this assignment is to demonstrate that the student understands the factors that should be taken into account in choosing a refinancing option, including financial calculations. An investor obtained a fully amortizing mortgage 4 years ago for $100,000 at 12 percent for 30 years. Mortgage rates have dropped, so that a fully amortizing 25-year loan can be obtained at 10 percent. There is no prepayment penalty on the mortgage balance of the original loan, but 3 points will be charged on the new loan and other closing costs will be $2000. All payments are monthly. Based on your calculations, respond to the following in a two- to three-page paper: Explain whether or not it would be financially beneficial for the investor to refinance, if the plan is to own the property for the remaining loan term. Assume that the investor refinances an amount equal to the outstanding balance of the loan. Use your calculation(s) as evidence to support your conclusion, and explain how you arrived at the calculation(s) you include. Explain whether or not it would be financially beneficial for the investor to refinance, if the investor planned to own the property for only five more years. Use your calculation(s) as evidence to support your conclusion, and explain how you arrived at the calculation(s) you include.

Describe how your organization rates on these cultural characteristics: detail-oriented, team-oriented, innovative, aggressive, outcome-oriented, and people-oriented.

For this final SLP, choose an organization that you currently work for or have worked for in the past. You will be applying the concepts of organizational culture that you…

Continue ReadingDescribe how your organization rates on these cultural characteristics: detail-oriented, team-oriented, innovative, aggressive, outcome-oriented, and people-oriented.

You will prepare and submit a term paper on Breakfast cereal kellogg’s as an oligopoly. Your paper should be a minimum of 1000 words in length.

You will prepare and submit a term paper on Breakfast cereal kellogg’s as an oligopoly. Your paper should be a minimum of 1000 words in length. They have a very…

Continue ReadingYou will prepare and submit a term paper on Breakfast cereal kellogg’s as an oligopoly. Your paper should be a minimum of 1000 words in length.

Describe and evaluate the financial environment at Genesis Energy by using ratio analysis of the company.

Genesis Energy’s newly established operations management team decided to seek outside assistance in developing a long-term operating plan that also addresses the financial issues identified. A major consideration for Genesis…

Continue ReadingDescribe and evaluate the financial environment at Genesis Energy by using ratio analysis of the company.